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About Spectrum Canada
Spectrum-Canada Mortgage Services Inc. ("Spectrum") is a licensed Canadian financial intermediary with 12 years experience in the area of nonconventional mortgage lending and has developed unique expertise in accessing, processing and funding a range of 1st and 2nd mortgage product.
The non-conventional segment of the mortgage market, broadly defined, deals with mortgage borrowers who do not meet typical conservative bank lending criteria. Reasons may include the difficulty in assessing self-employment income, the desire for a higher loan-to-value ratio or debt service ratio than the more conservative lenders can approve or because of past credit problems. It may also be a combination of these factors.
Spectrum's strong history in originating, underwriting and managing nonconventional mortgages has given it the specific knowledge necessary to successfully navigate this marketplace and Spectrum will continue to develop new origination, funding and servicing programs to build upon its proven expertise.
For more information on Spectrum and its activities, please EMAIL us.
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Spectrum-Canada Mortgage Services Inc. is licensed as a mortgage broker under the Mortgage Brokers Act and pursuant to the Financial Institutions Commission - License number: X027170 and is also authorized to handle trust funds. Spectrum-Canada Mortgage Services Inc. is licensed as a mortgage administrator in Ontario under the Mortgage Brokerage, Lenders, and Administrators Act and pursuant to the Financial Services Commission of Ontario - License number: 12045. Spectrum-Canada Mortgage Services Inc. is licensed as a mortgage broker in Ontario Under the Mortgage Brokerage, Lenders, and Administrators Act and pursuant to the Financial Services Commission of Ontario - License number: 10832. Spectrum-Canada Mortgages Services Inc. is licensed as a mortgage broker in Alberta under the Real Estate Act and pursuant to the Real Estate Council of Alberta with its registered office in Edmonton. Spectrum-Canada Mortgages Services Inc. is licensed to carry on business as a financing corporation with respect to mortgage administrator activities and mortgage brokerage activities in Saskatchewan under The Trust and Loan Corporation Act, 1997 and pursuant to the Financial Services Commission - License number: 316067. Spectrum-Canada Mortgages Services Inc. is licensed in New Brunswick under the Cost of Credit Disclosure Act and pursuant to the Department of Justice and Consumer Affairs – License number: 81235. Spectrum-Canada Mortgages Services Inc. is licensed as a mortgage broker in British Columbia under the Financial Institutions Commission – License number: X027170 and is authorized to handle trust funds.
